Credit Risk Officers H/F

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Banque européenne d'investissement

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Credit Risk Officers H/F
Offre proposée par Banque européenne d'investissement
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Informations clés

  • Entreprise:
    Banque européenne d'investissement
  • Référence:
  • Localisation:
    99999 - LUXEMBOURG
  • Type de contrat:
    CDI - CDD

Description du poste et missions

 

Purpose

Provide independent credit options for both new and existing operations in your assigned portfolio – portfolio to be assigned by counterpart/transaction type - within and outside the EU, in accordance with the Bank’s Credit Risk Policy Guidelines (CRPG) and Credit Risk Department (CRD) procedures.

Review and sign off on legal documentation for new projects as well as changes to, or restructurings of, existing operations. Contribute to internal rating methodologies and credit risk policies and procedures.

Operating Network

You will also have extensive contact with colleagues across Risk Management, and in Front Office Lending, Legal, Portfolio Management and Restructuring, and Technical Directorates.

Professional background and general requirements

Prior credit risk management experience is not an absolute pre-requisite. Candidates without direct credit risk management experience but with sound understanding of credit, gained through exposure to a front office activity (loan / project origination and structuring), consulting or risk rating work are encouraged to apply.

If selected, you will work on several projects in parallel with a large degree of autonomy and independence.  Ability to analyse complex financing proposals, understand and quantify credit risks, and propose solutions, is key. The role involves extensive interaction with colleagues from other services for which strong interpersonal and communication skills are essential.     

Accountabilities

Independently assess the credit risks of proposed lending or equity investment operations, formulate independent credit opinions and recommendations on such proposals and determine associated risk ratings and pricing
Validate counterpart ratings and credit limits, and determine risk pricing where appropriate
Review and comment on legal documentation from a credit standpoint
Give second opinions on key post signature events including restructurings
Closely follow/anticipate trends in your sector of operation
Propose and participate in discussions on changes to the Bank’s Credit Risk Policy Guidelines
Contribute to the development and improvement of procedures, support and control systems, IT systems, methodologies and working tools

Qualifications

University degree, preferably in Finance or a business related field. Post graduate education in a related subject would be an advantage
At least 3 years of relevant professional experience in credit risk assessment and/or lending/investing.  Relevant experience gained with non-financial institutions such as consulting companies and rating agencies will also be considered
Extensive knowledge and experience of credit risk analysis and rating methodologies
Proficiency in reviewing and commenting on complex legal structures
Familiarity with direct equity and venture capital fund operations would be an advantage
Experience in credit risk policy development would be an advantage
Knowledge of standard computer tools
Excellent knowledge of English and/or French (*), with a good knowledge of the other. (Knowledge of other EU languages would be an advantage)

Competencies

Achievement Drive: Continually keeps an eye on performance, focusing on improving it, showing drive and determination to meet short and long-term goals.
Change Orientation: Adapts to differences and changes in the environment; takes a flexible approach to reach outcomes.
Collaboration: Works cooperatively as part of a team; works collaboratively with peers across organisational boundaries based on a genuine interest in and an accurate understanding of others and their individual perspectives and concerns.
Organisational Commitment: Is willing to commit to an organisation whose mission is to support Europe and is open to diversity, and to align her/his own behaviour with the organisation’s needs and intrinsic values, acting with integrity in ways that promote the organisation’s mission, policies and rules. 

Profil du candidat

  • Expérience souhaitée : 2 à 5 ans
  • Diplôme requis : Bac + 3

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